I have a serious problem. I’ve always had this problem, at least as long as I can remember.
I cannot save money for the life of me. I do pretty well for a while, saving up a good amount, and then *BOOM* I lose all self-control and spend a huge chunk of it. Then it takes forever to catch back up to where I was before, and then I fall into the same trap. It’s a saving-spending cycle.
This time, the major event that drained my savings account was Mitten Head’s teeth removal surgery. After spending almost $900 on her at once, I just can’t manage to get myself to keep adding to my savings. Sure I add a little here and there, but I usually end up re-transferring money BACK into my checking account when I get in over my head.
This time, I obviously spent quite a chunk on these two kittens. I also spontaneously bought them a cat tree (because one isn’t enough), and I also splurged a little (read: a lot) on this Jillian Michaels’ Cross Bar set.
After these purchases are paid off, though, I am FORCING myself to create a budget and stick to it. I don’t know how I got SO off track with my savings, but I’m determined to get myself back on the ball!
Do you have any saving tricks or tips?